Saying it in a more aesthetically easier way, b0=0, b1=b=.02, b2=2b, b3=3b, b4=4b, b5=5b, b6=0 and d0=0, d1=d=.02, d2=2d, d3=3d, d4=4d, d5=5d, and d6=6d which would in turn make the following transition probability matrix...
0 1 2 3 4 5 6
0 1 0.......
1 .02...