Factoring Definition and 338 Threads

Factoring is a financial transaction and a type of debtor finance in which a business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount. A business will sometimes factor its receivable assets to meet its present and immediate cash needs. Forfaiting is a factoring arrangement used in international trade finance by exporters who wish to sell their receivables to a forfaiter. Factoring is commonly referred to as accounts receivable factoring, invoice factoring, and sometimes accounts receivable financing. Accounts receivable financing is a term more accurately used to describe a form of asset based lending against accounts receivable. The Commercial Finance Association is the leading trade association of the asset-based lending and factoring industries.In the United States, Factoring is not the same as invoice discounting (which is called an assignment of accounts receivable in American accounting – as propagated by FASB within GAAP). Factoring is the sale of receivables, whereas invoice discounting ("assignment of accounts receivable" in American accounting) is a borrowing that involves the use of the accounts receivable assets as collateral for the loan. However, in some other markets, such as the UK, invoice discounting is considered to be a form of factoring, involving the "assignment of receivables", that is included in official factoring statistics. It is therefore also not considered to be borrowing in the UK. In the UK the arrangement is usually confidential in that the debtor is not notified of the assignment of the receivable and the seller of the receivable collects the debt on behalf of the factor. In the UK, the main difference between factoring and invoice discounting is confidentiality. Scottish law differs from that of the rest of the UK, in that notification to the account debtor is required for the assignment to take place. The Scottish Law Commission is reviewing this position and seeks to propose reform by the end of 2017.

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  1. mcastillo356

    B Complete the square, yes, but what does it mean?

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  2. BiGyElLoWhAt

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  3. C

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  4. B

    I Cryptology - Fast Factoring Integers by SVP Algorithms "destroys RSA"

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  5. rcgldr

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  6. S

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  7. HappyS5

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  8. jedishrfu

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  9. Haorong Wu

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  10. C

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  11. R

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  12. Mr Davis 97

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  13. Mr Davis 97

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  14. J

    How to Solve for x: Factoring Polynomials Homework Statement

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  15. D

    Factoring Involving the Difference of Two Squares

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  16. awholenumber

    B What are the different methods of factoring polynomials?

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  17. awholenumber

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  18. M

    MHB What happens when you expand and factor (a + b + c)^3 - a^3 - b^3 - c^3?

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  19. M

    MHB How to Factor Cubic Terms in Algebraic Expressions?

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  20. M

    MHB Can You Factor Out (x-a)^(-3/2) in This Complex Equation?

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  21. M

    MHB Factoring With Negative Powers

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  22. M

    MHB Can You Simplify This Complex Algebraic Expression?

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  23. M

    MHB Should I Square Both Trinomials in This Factoring Problem?

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  24. M

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  25. M

    MHB Yes, your factorization is correct.

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  26. awholenumber

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  27. awholenumber

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  28. W

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  29. H

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  30. L

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  31. sobergeek23

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  32. Quadrat

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  33. paulmdrdo

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  34. A

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  35. B

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  36. CynicusRex

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  37. M

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  38. T

    I Factoring a complex polynomial

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  39. S

    B Factoring quadratic equation (with trig identities used)

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  40. Hoophy

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  41. L

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  42. B

    MHB Help with factoring trinomials

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  43. leighflix

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  44. terryds

    Factoring two variable function

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  45. paulmdrdo1

    MHB Factoring Polynomials: A Faster Way!

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  46. R

    Factoring for partial fraction decompostion

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  47. G

    B How can you factorize polynomials with fourth degree terms?

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  48. RJLiberator

    Factoring Polynomials [Abstract Algebra]

    Homework Statement 1. Let g(x) = x^4+46. a) Factor g(x) completely in ℚ[x]. b) Factor g(x) completely in ℝ[x]. c) Factor g(x) completely in ℂ[x]. 2. Completely factor the given polynomial in ℤ_5. [4]_5 x^3 + [2]_5 x^2 + x + [3]_5 Homework Equations ℚ = {m/n / m and n belong to Z, m is not...
  49. D

    Need help factoring the solution to this integral

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  50. Ackbach

    MHB AC Method for Factoring Trinomials

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