- #1
Schrodinger's Dog
- 835
- 7
Well this is the third time I've been ripped off by banks in the last 8 years.
1st time I went overdrawn by £1 so they charged me £30, because it was a roll over charging period ie one charging period went into another they charged me £60. At the time I was unemployed, so eventually I ended up with about £300 in charges, it was at this point I left my bank refusing to pay any but the first two original charges. Joined a new bank, after getting a new job I got a £300 pound overdraft, got a job reduced the overdraft to £50 as didn't need it. Then went to increase it to £150 again so I could pay for some medication (not available on NHS) they said can't, I said why I'm earning net 8 times that net? I got a a £300 overdraft why not this one, anyway long story short I had to have the medication ended up with £500 in charges, left that bank rejoined my old bank.
They charged interest recently and put me into the red by a £1 or so, and then have proceeded to charge me £200 again for charges. I am unemployed again so can't pay the charges?
Does anyone else just feel that banks/ banking executives are the lowest form of life on the planet, just under primordial slime? Or is it just me? Apparently if you're not rich they exploit you, if you are they let you get away with murder? Is this customer service, or just exploitation?
Any advice would be nice? What can I do? I'm screwed...
1st time I went overdrawn by £1 so they charged me £30, because it was a roll over charging period ie one charging period went into another they charged me £60. At the time I was unemployed, so eventually I ended up with about £300 in charges, it was at this point I left my bank refusing to pay any but the first two original charges. Joined a new bank, after getting a new job I got a £300 pound overdraft, got a job reduced the overdraft to £50 as didn't need it. Then went to increase it to £150 again so I could pay for some medication (not available on NHS) they said can't, I said why I'm earning net 8 times that net? I got a a £300 overdraft why not this one, anyway long story short I had to have the medication ended up with £500 in charges, left that bank rejoined my old bank.
They charged interest recently and put me into the red by a £1 or so, and then have proceeded to charge me £200 again for charges. I am unemployed again so can't pay the charges?
Does anyone else just feel that banks/ banking executives are the lowest form of life on the planet, just under primordial slime? Or is it just me? Apparently if you're not rich they exploit you, if you are they let you get away with murder? Is this customer service, or just exploitation?
Any advice would be nice? What can I do? I'm screwed...
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