Incorrect ATM Deposit Amount: What Should I Do?

  • Thread starter Physics is Phun
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In summary, the speaker accidentally deposited $100 more than they intended at an ATM and is wondering if they should call their bank to straighten things out or if the bank will automatically fix the error. The other person advises them to call the bank and mentions that their account will reflect the incorrect amount until the error is fixed. They also share a similar experience where they made a mistake with their deposit and the bank caught it the next day.
  • #1
Physics is Phun
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So I just deposited cash at an ATM at my bank this afternoon. but the amount i actually deposited was $100 more than what i said I put in. should I be calling my bank you think to straighten things out or will they realized it when they count it and fix things automatically for me?

don't know what i was thinking, all of a sudden I thought my rent was $100 cheaper than it is lol
 
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  • #2
Yes, call them to be sure they know. And you should know that until they figure it out and get it right, your account is going to think there's $100 less there.
 
  • #3
I made a similar mistake-- only my math was bad and I wrote down that I deposited 100$ more than I actually did. UNfortunately they caught me the next day ;)
 

FAQ: Incorrect ATM Deposit Amount: What Should I Do?

What is a screwed up bank deposit?

A screwed up bank deposit refers to a situation where a deposit made into a bank account does not go through as expected. This could be due to various reasons such as incorrect account information, technical glitches, or human error.

How can I fix a screwed up bank deposit?

The first step to fixing a screwed up bank deposit is to contact your bank and explain the situation. They will be able to look into the issue and provide a solution. This could involve reversing the transaction, correcting any errors, or providing alternative methods for the deposit to go through.

What should I do if my bank deposit is not showing up in my account?

If your bank deposit is not showing up in your account, it could be due to a delay in processing or an error in the transaction. The best course of action is to contact your bank and inquire about the status of the deposit. They will be able to provide more information and assist you in resolving the issue.

Can a screwed up bank deposit affect my credit score?

In most cases, a screwed up bank deposit will not affect your credit score as it is not a form of credit. However, if the deposit was for a loan payment or credit card payment, and it does not go through, it could result in late payment fees and potentially affect your credit score.

How can I prevent a screwed up bank deposit from happening?

To prevent a screwed up bank deposit, it is essential to double-check all the information before making a deposit. Make sure the account and routing numbers are correct, and the amount is accurate. It is also helpful to keep a record of the transaction for future reference.

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