Should I stay at Michigan State or transfer?

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In summary, the person is considering transferring from Michigan State to University of Illinois at Chicago due to a funding issue. They already have $80k in debt and are wondering if it would be wise to transfer and save $40k. Other individuals advise them to transfer as $160k in debt is not worth it, and suggest looking for options with little to no cost. The conversation also discusses the high amount of debt and the difficulties it brings for young people starting their lives. Overall, the suggestion is to transfer to UIC.
  • #1
secretsaucer
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I am about to enter my junior year of college studying physics and have completed the previous 2 years at Michigan State. But due to a recent funding issue I am considering transferring to University of Illinois at Chicago. I am wondering if anyone would have some useful advice on whether this would be a wise choice. I am out of state in Michigan and already have 80k of debt. Should I stick it out there or should I transfer to UIC and save myself 40k? Any advice would be appreciated.


Thank you in advance!
 
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  • #2
Please transfer. A debt of 160k is not worth it.
 
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  • #3
micromass said:
Please transfer. A debt of 160k is not worth it.

What he said. I have as much debt as you from my first stint at college... even that much is not worth it.
 
  • #4
of course transfer ,you will need years to pay that debt.
if you think it is worth it then I think there is something wrong with your mind :D (no offense).
 
  • #5
That's a lot of debt. I'm surprised it is possible for a college sophomore to even borrow that much. Someone is trying to obligate much of your future earnings before you even turn 21.
 
  • #6
I don't understand how it's possible to get into this situation.

MSU's financial aid page says "As of today, June 22nd 2013, MSU has offered 40,538 students a total amount of over $1,132,383,191 in financial aid for the 2013-14 award year!"

That means that just under 85% of the students receive an average aid package of $28,000. Since they charge $40K a year, this means you must have received close to zero in financial aid. Usually such people have sufficient resources that they do not have to take out 100% or close to 100% of the cost of college out in loans.

If I were in your shoes, I wouldn't be asking "Where can I transfer for half as much?" I'd be asking "Where can I transfer for free or almost-free". Asking whether you want to be $160K or $120K in debt after four years is like asking if its better to cut off a hand or a foot.
 
  • #7
I would cut off the foot - it would be too hard to type with one hand and losing a foot would get me out of work travel! Just kidding.

In all seriousness, this amount of debt is astounding. Posts like this make me feel very sorry for young people today who are trying to make a start on life. I don't understand how our system has gotten so out of whack.

I would transfer.

Today.
 

FAQ: Should I stay at Michigan State or transfer?

Should I transfer to another university if I am not happy at Michigan State?

The decision to transfer to another university should not be based solely on your level of happiness. It is important to assess the reasons why you are unhappy and if they can be addressed or improved at Michigan State. Consider talking to a counselor or academic advisor for guidance.

Will transferring to another university hurt my chances of getting into graduate school?

Transferring to another university may not necessarily hurt your chances of getting into graduate school. Admissions committees typically look at your overall academic performance, extracurricular activities, and other relevant experiences. However, it is important to maintain a high GPA and demonstrate your dedication and passion for your field of study, regardless of where you attend university.

What factors should I consider when deciding to stay at Michigan State or transfer?

There are several factors to consider when making this decision, including academic fit, campus culture, financial considerations, and opportunities for personal and professional growth. It is important to do research and evaluate how each factor aligns with your goals and priorities.

Can I transfer my credits from Michigan State to another university?

In most cases, credits earned at Michigan State can be transferred to another university. However, each university has its own transfer credit policies, so it is important to research and confirm with the specific institution you are considering transferring to.

Is it better to transfer as a freshman or wait until after my first year at Michigan State?

There is no one answer to this question as it ultimately depends on your individual circumstances. Some students may find it easier to adjust to a new university and make friends as a freshman, while others may want to give Michigan State a chance and transfer after a year if they are still unhappy. It is important to weigh the pros and cons and make a decision that aligns with your goals and priorities.

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